Suing Debt Collectors
Are you faced with a debt collection situation that requires strong legal assistance from an experienced Wheeling bankruptcy attorney? At Thomas E. McIntire & Associates, LC, we can provide you with effective legal guidance as you sue a debt collector. Our lead attorney has nearly 30 years of experience, so you can trust in our firm for the help you need.
Federal law provides provisions for debt collectors to pursue actions to collect the money they are owed and allows individuals to sue collection agencies who have violated the regulations set forth in the Federal Debt Collection Practices Act (FDCPA).
KEEPING RECORDS ON DEBT COLLECTION ACTIONS
You will need aggressive legal guidance to effectively resolve your case. In addition to being represented by a knowledgeable and experienced bankruptcy lawyer, it is essential that you keep very detailed records of all communication with the debt collector.
Your records should include:
- Name of collector
- Date and time of phone call
- Phone number from debt collector
- Notes on what was said
Although our firm does not defend against civil actions if one has already been sued by a collection company, we provide knowledgeable guidance for individuals pursuing a lawsuit. We also can represent people pursuing class actions against collectors.
KNOW YOUR RIGHTS
You will also want to inform the debt collector that you are aware of your rights. We have a solid understanding of the FDCPA and associated laws. If you are looking for information about what a debt collector can and cannot do to collect money that you owe, we can take the time to discuss your rights with you. In addition, we can help you understand what to expect if the case goes to court.
Contact our firm for the legal guidance you need!