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Bankruptcy Guide in West Virginia

Bankruptcy is defined as a legal process that involves a person or business entity that is incapable to settle unpaid debts. Filing for bankruptcy is usually initiated by the debtor and imposed by a court order. It is the last resort of a bankrupt person to try to stay out of debt. Before you [...]


Bankruptcy Chapters in West Virginia

Life doesn’t always go as planned and sometimes it is a struggle to make ends meet. At times it gets to the point where you're drowning in debt and no longer knows what to do to rise above it. Luckily, the U.S. Federal Law has provisions to give us debt relief in the form [...]


Choosing the Right Bankruptcy Option for You

The bankruptcy filing allows you to have a fresh start and secure your financial future. Filing for bankruptcy enables the filer to either pay off or wipe out debts to a creditor. A debtor files a petition in bankruptcy if he or she is no longer capable of paying his or her debts. Once [...]


Save Your Car Amidst Bankruptcy

Getting a car loan is the fastest way to buy a car. There are numerous options for auto loan applications that offer the best financing solutions and interest rates. It may be used for both new and old cars. Car dealers are helping people, especially first-time car buyers, to fill out and submit all [...]


Discharged Debt in Common Bankruptcy Chapters

Declaring bankruptcy is often seen as a last resort by people seeking debt relief. Those familiar with the bankruptcy discharge, however, have an idea of how a bankruptcy filing allows for a fresh start at life without having to pay back every single cent owed to lenders. While not in an absolute way, a [...]


7 Common Questions About Declaring Bankruptcy

Bankruptcy laws can be quite confusing, but they are not impossible to get familiar with. Personal bankruptcy, consumer bankruptcy, and business bankruptcy are among the most common terms you will encounter. This article will provide preliminary information on the different types of bankruptcy, which are appropriate for different individuals and circumstances. Look into your [...]


Six Steps to Filing Bankruptcy in West Virginia

Are you struggling with overwhelming debt? Filing bankruptcy in West Virginia can provide the debt relief you’re looking for. Read on to learn how to file bankruptcy in West Virginia. 1. Choose the Type of Consumer Bankruptcy Before filling out your bankruptcy petition, you should first determine which type of personal bankruptcy you’re eligible to [...]


Comparing Bankruptcy Chapters: Eligibilities and Benefits

If you are searching for debt relief, you should consider looking into the different bankruptcy chapters provided under the U.S. bankruptcy code. Each bankruptcy chapter suits particular individuals. As such, finding the right bankruptcy type for your financial condition will increase your chances of resolving your debt issues. Below you will find the list of [...]


Buying a New House After Filing Bankruptcy

Filing bankruptcy today won’t hinder you from buying a home soon. You may even apply for a home mortgage before your bankruptcy case is closed. Below is an overview of how the two most common types of bankruptcy influence your ability to apply for a mortgage, as well as a home buyer’s other options for [...]


Information on the Chapter 7 Bankruptcy Means Test

For debtors who find themselves grappling to pay for outstanding loans, filing for bankruptcy (Chapter 7) is a good recourse. But before you submit your bankruptcy application and have debts discharged, you need to meet certain qualifications prescribed under the bankruptcy law. Who is qualified to file for bankruptcy? This post talks about the means [...]