Are You the Victim of Creditor Harassment?
PUT A STOP TO CREDITOR ABUSE TODAY! CALL OUR WHEELING LAW OFFICES AT 304-313-4094 NOW.
At Thomas E. McIntire & Associates, L.C., we completely understand how overwhelming any type of financial setback or hardship can be. Constant harassment, abuse, or collection attempts made by creditors and collection agencies could add even more stress and anxiety to the situation. Our Wheeling creditor harassment attorney is ready to take action on your behalf.
Do not think that you have to face this situation on your own. It is against the law for creditors or collectors to harass you in their attempts to collect money! No case is too complex or difficultfor our experienced and knowledgeable team. We are ready to help put a stop to creditor harassment immediately; call us now.
If you are ready to move forward in your case, call 304-313-4094 to request a FREE CASE CONSULTATION with our compassionate and skillful legal team.
WE KNOW YOUR RIGHTS. LET US PROTECT THEM.
When facing overwhelming debt, creditors may take advantage of your vulnerable position and use harassing techniques to obtain the money they are owed. Creditors may take things too far by threatening you with certain actions or engaging in unlawful behavior to compel you to pay your debts.
If you have experienced any of the following, your first action should be to discuss your case with our Wheeling bankruptcy attorney from our firm. We know the laws and can protect your rights based on the requirements established in state and federal consumer protection laws.
Various actions can constitute creditor harassment, including:
- Communication during odd hours
- Deceitful methods
Debt collectors also are not permitted to:
- Contact a consumer once they know that he or she is represented by an attorney
- Contact a consumer on the consumer’s cell phone if they have been advised not to do so
UNDERSTANDING YOUR RIGHTS UNDER CONSUMER PROTECTION LAWS
Are you aware of your options as you face creditor harassment? Under various consumer protection laws, collection agencies are given standards regarding what they can and cannot do to collect debts. Some of the restrictions include that creditors:
- May only contact you between 8:00 a.m. and 9:00 p.m.
- May not say they are an attorney if they are not
- Are forbidden from publishing your name in a “bad debt” list
- Cannot continue to call you after you tell them in writing to stop
- May not incessantly call you
- Must stop communicating with you directly if you are represented by an attorney
We encourage you to schedule a free case evaluation to learn more about debt relief and creditor harassment. Bankruptcy can be used to resolve your debt matter and make the creditor harassment cease. When you file for bankruptcy, creditor actions will be required by the court to stop. Consult us to learn more about how filing for bankruptcy can cease creditor harassment for good.