{"id":4520,"date":"2018-09-05T00:56:05","date_gmt":"2018-09-05T00:56:05","guid":{"rendered":"https:\/\/mcintirelaw.com\/?page_id=4520"},"modified":"2023-05-05T01:34:31","modified_gmt":"2023-05-05T01:34:31","slug":"west-virginia-chapter-7-bankruptcy-attorney","status":"publish","type":"page","link":"https:\/\/mcintirelaw.com\/west-virginia-chapter-7-bankruptcy-attorney\/","title":{"rendered":"Wheeling Chapter 7 Bankruptcy Attorney"},"content":{"rendered":"<div class=\"fusion-fullwidth fullwidth-box fusion-builder-row-1 nonhundred-percent-fullwidth non-hundred-percent-height-scrolling\" style=\"--awb-border-radius-top-left:0px;--awb-border-radius-top-right:0px;--awb-border-radius-bottom-right:0px;--awb-border-radius-bottom-left:0px;--awb-flex-wrap:wrap;\" ><div class=\"fusion-builder-row fusion-row\"><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-0 fusion_builder_column_2_3 2_3 fusion-two-third fusion-column-first\" style=\"--awb-bg-size:cover;--awb-margin-bottom:0px;width:65.3333%; margin-right: 4%;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-text fusion-text-1\"><h2 style=\"text-align: left; --fontSize:34; line-height: 1.21;\" align=\"center\" data-fontsize=\"34\" data-lineheight=\"41.14px\" class=\"fusion-responsive-typography-calculated\">Filing for Chapter 7 Bankruptcy in Wheeling?<\/h2>\n<h3 style=\"text-align: left; --fontSize:22; line-height: 1.67; --minFontSize:22;\" align=\"center\" data-fontsize=\"22\" data-lineheight=\"36.74px\" class=\"fusion-responsive-typography-calculated\">OUR WHEELING BANKRUPTCY LAWYER IS HERE TO HELP<\/h3>\n<h4 style=\"text-align: left; --fontSize:22; line-height: 1.43; --minFontSize:22;\" align=\"center\" data-fontsize=\"22\" data-lineheight=\"31.46px\" class=\"fusion-responsive-typography-calculated\">Call Us Today <a href=\"tel:3043134094\">304-313-4094<\/a><\/h4>\n<p>Are you involved in financial circumstances that are difficult to endure? At <a href=\"https:\/\/mcintirelaw.com\/\">Thomas E. McIntire &amp; Associates, L.C.,<\/a> we can help you assess all of your options and determine whether Chapter 7 bankruptcy is right for you. Our <strong>Wheeling Chapter 7 <a class=\"linkilo_keyword_link  hyperlinks\" href=\"\/west-virginia-bankruptcy-attorney\/\"  rel=\"dofollow\" title=\"bankruptcy attorney\" data-linkilo-keyword-link=\"linked\">bankruptcy attorney<\/a><\/strong> is primarily concerned with protecting your rights, interests, and finances for the long-run.<\/p>\n<div class=\"fancyfont\">\n<h3 style=\"text-align: left; --fontSize:22; line-height: 1.67; --minFontSize:22;\" align=\"center\" data-fontsize=\"22\" data-lineheight=\"36.74px\" class=\"fusion-responsive-typography-calculated\"><strong>Why Choose Thomas E. McIntire &amp; Associates, L.C.?<\/strong><\/h3>\n<ul>\n<li>Free case evaluations<\/li>\n<li>Nearly 30 years of experience protecting consumers\u2019 rights<\/li>\n<li>Personal legal support and one-on-one attention<\/li>\n<li>Proactive advocacy, including putting a stop to creditor harassment<\/li>\n<\/ul>\n<\/div>\n<p align=\"center\"><strong><em>Speaking with a legal professional could be the first step toward obtaining a fresh start. <\/em><\/strong><\/p>\n<p align=\"center\"><strong><em>Call our Chapter 7 bankruptcy lawyer in Wheeling at 304-313-4094 today.<\/em><\/strong><\/p>\n<h3 align=\"center\" data-fontsize=\"22\" data-lineheight=\"36.74px\" class=\"fusion-responsive-typography-calculated\" style=\"--fontSize:22; line-height: 1.67; --minFontSize:22;\"><\/h3>\n<h3 style=\"text-align: left; --fontSize:22; line-height: 1.67; --minFontSize:22;\" align=\"center\" data-fontsize=\"22\" data-lineheight=\"36.74px\" class=\"fusion-responsive-typography-calculated\">IS BANKRUPTCY RIGHT FOR ME?<\/h3>\n<p>If creditors are targeting your home, your wages, and your bank accounts, you may want to consider Chapter 7 as an option for debt relief. It is the most common chapter of bankruptcy and is suited to individuals who are burdened by overwhelming debt that makes it impossible to bring their accounts up to date.<\/p>\n<p style=\"text-align: left;\" align=\"center\"><strong>Generally speaking, Chapter 7 bankruptcy can help eliminate the following debts:<\/strong><\/p>\n<ul>\n<li>Credit card debts<\/li>\n<li>Personal debts<\/li>\n<li>Some tax debts<\/li>\n<li>Other secured debts<\/li>\n<\/ul>\n<p>To prove eligibility for this chapter of bankruptcy, you will need to pass the means test, which evaluates your income and expenses to determine your ability to make regular payments. The test is simply a calculation that compares your household income to the average income in your area.<\/p>\n<h3 style=\"text-align: left; --fontSize:22; line-height: 1.67; --minFontSize:22;\" align=\"center\" data-fontsize=\"22\" data-lineheight=\"36.74px\" class=\"fusion-responsive-typography-calculated\">UNDERSTANDING THE CHAPTER 7 PROCESS<\/h3>\n<p>In a Chapter 7 bankruptcy, your nonexempt debts can be discharged. Typically, our Chapter 7 clients do not lose assets in this bankruptcy process<strong>.<\/strong> We are able to protect your assets and eliminate <a class=\"linkilo_keyword_link  hyperlinks\" href=\"\/west-virginia-credit-card-debt\/\"  rel=\"dofollow\" title=\"credit card debt\" data-linkilo-keyword-link=\"linked\">credit card debt<\/a>, personal loans, and medical debt. If you are in West Virginia and need legal guidance for this process, we encourage you to <a href=\"https:\/\/mcintirelaw.com\/contact\/\">contact<\/a> our <a href=\"\/\"><strong>Wheeling bankruptcy attorney<\/strong><\/a> at once.<\/p>\n<p>Prior to filing your bankruptcy petition, you will need to complete a credit counseling course online. The informational course can be completed at your convenience in your home or office. It is nothing to be embarrassed by or fear.<\/p>\n<p style=\"text-align: left;\" align=\"center\"><strong>When filing for Chapter 7, the process typically looks like the following:<\/strong><\/p>\n<ol>\n<li>You (the debtor) file a Chapter 7 petition<\/li>\n<li>You receive a notice from the court regarding your hearing<\/li>\n<li>You need to attend a bankruptcy court hearing 30 &#8211; 45 days after filing<\/li>\n<li>Bankruptcy discharge in a Chapter 7 case will occur 2 months after the date of the hearing<\/li>\n<\/ol>\n<p>At <strong>Thomas E. McIntire &amp; Associates, L.C.,<\/strong> we are prepared to help our clients navigate their cases successfully. If you are interested in learning more about how we can help you navigate your case, we can provide you with a free case evaluation.<\/p>\n<\/div><div class=\"fusion-clearfix\"><\/div><\/div><\/div><div class=\"fusion-layout-column fusion_builder_column fusion-builder-column-1 fusion_builder_column_1_3 1_3 fusion-one-third fusion-column-last\" style=\"--awb-bg-size:cover;width:30.6666%;\"><div class=\"fusion-column-wrapper fusion-flex-column-wrapper-legacy\"><div class=\"fusion-widget-area awb-widget-area-element fusion-widget-area-1 fusion-content-widget-area\" style=\"--awb-title-size:14px;--awb-title-color:#3b4251;--awb-padding:0px 0px 0px 0px;\"><div id=\"text-8\" class=\"widget widget_text\" style=\"border-style: solid;border-color:transparent;border-width:0px;\">\t\t\t<div class=\"textwidget\"><p><img decoding=\"async\" class=\"aligncenter wp-image-5247 size-medium\" src=\"https:\/\/i0.wp.com\/mcintirelaw.com\/wp-content\/uploads\/2018\/09\/logo-transparent-black.png?resize=300%2C90&#038;ssl=1\" alt=\"WV Bankruptcy Attorney\" width=\"300\" height=\"90\" data-recalc-dims=\"1\" \/><\/p>\n<\/div>\n\t\t<\/div><style type=\"text\/css\" data-id=\"text-9\">@media (max-width: 850px){#text-9{text-align:center !important;}}<\/style><div id=\"text-9\" class=\"fusion-widget-mobile-align-center fusion-widget-align-center widget widget_text\" style=\"border-style: solid;text-align: center;border-color:transparent;border-width:0px;\">\t\t\t<div class=\"textwidget\"><p style=\"font-size: 36px;\"><a href=\"tel:3042328600\">304-232-8600<\/a><\/p>\n<p style=\"font-size: 24px;\">Call Us Today or Use the Form Below to Request a Free Debt Evaluation<\/p>\n<\/div>\n\t\t<\/div><div id=\"block-4\" class=\"widget widget_block\"><div class='fluentform ff-default fluentform_wrapper_12  ff_guten_block ffs_custom_wrap'><form data-form_id=\"12\" id=\"fluentform_12\" 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asterisk-right\"><label for='ff_12_fname' aria-label=\"First Name\">First Name<\/label><\/div><div class='ff-el-input--content'><input type=\"text\" name=\"fname\" class=\"ff-el-form-control\" placeholder=\"First Name\" maxlength=\"30\" data-name=\"fname\" id=\"ff_12_fname\"  aria-invalid=\"false\" aria-required=true><\/div><\/div><div class='ff-el-group ff-el-form-hide_label'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_12_lname' aria-label=\"Last Name\">Last Name<\/label><\/div><div class='ff-el-input--content'><input type=\"text\" name=\"lname\" class=\"ff-el-form-control\" placeholder=\"Last Name\" maxlength=\"30\" data-name=\"lname\" id=\"ff_12_lname\"  aria-invalid=\"false\" aria-required=true><\/div><\/div><div class='ff-el-group ff-el-form-hide_label'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_12_email' aria-label=\"Email\">Email<\/label><\/div><div class='ff-el-input--content'><input type=\"email\" name=\"email\" id=\"ff_12_email\" class=\"ff-el-form-control\" placeholder=\"Email\" data-name=\"email\"  aria-invalid=\"false\" aria-required=true><\/div><\/div><div class='ff-el-group ff-el-form-hide_label'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_12_phone' aria-label=\"Phone\/Mobile\">Phone\/Mobile<\/label><\/div><div class='ff-el-input--content'><input name=\"phone\" class=\"ff-el-form-control ff-el-phone ff_el_with_extended_validation\" type=\"tel\" placeholder=\"Phone\" data-name=\"phone\" id=\"ff_12_phone\" inputmode=\"tel\"  aria-invalid='false' aria-required=true><\/div><\/div><div class='ff-el-group ff-el-form-hide_label'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_12_debt_amount' aria-label=\"How much is your debt (USD)?\">How much is your debt (USD)?<\/label><\/div><div class='ff-el-input--content'><input type=\"number\" name=\"debt_amount\" id=\"ff_12_debt_amount\" class=\"ff-el-form-control\" 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ff-form-loading_errors ff_form_instance_12_1_errors'><\/div><\/div>        <script type=\"text\/javascript\">\n            window.fluent_form_ff_form_instance_12_1 = {\"id\":\"12\",\"settings\":{\"layout\":{\"labelPlacement\":\"top\",\"helpMessagePlacement\":\"with_label\",\"errorMessagePlacement\":\"inline\",\"cssClassName\":\"\",\"asteriskPlacement\":\"asterisk-right\"},\"restrictions\":{\"denyEmptySubmission\":{\"enabled\":false}}},\"form_instance\":\"ff_form_instance_12_1\",\"form_id_selector\":\"fluentform_12\",\"rules\":{\"fname\":{\"required\":{\"value\":true,\"message\":\"This field is required\"}},\"lname\":{\"required\":{\"value\":true,\"message\":\"This field is required\"}},\"email\":{\"required\":{\"value\":true,\"message\":\"This field is required\"},\"email\":{\"value\":true,\"message\":\"This field must contain a valid email\"}},\"phone\":{\"required\":{\"value\":true,\"message\":\"This field is required\"},\"valid_phone_number\":{\"value\":true,\"message\":\"Phone number is not valid\"}},\"debt_amount\":{\"required\":{\"value\":true,\"message\":\"This field is required\"},\"numeric\":{\"value\":true,\"message\":\"This field must contain numeric value\"},\"min\":{\"value\":\"\",\"message\":\"Minimum value is \"},\"max\":{\"value\":\"\",\"message\":\"Maximum value is \"}},\"case_type\":{\"required\":{\"value\":true,\"message\":\"This field is required\"}},\"schedule_consultation\":{\"required\":{\"value\":false,\"message\":\"This field is required\"}}}};\n                    <\/script>\n        <\/div><div id=\"custom_html-2\" class=\"widget_text widget widget_custom_html\" style=\"border-style: solid;border-color:transparent;border-width:0px;\"><div class=\"textwidget custom-html-widget\"><div class=\"pi_form\" style=\"display:none\">\r\n\t<div class='fluentform ff-default fluentform_wrapper_20 ffs_custom_wrap'><form data-form_id=\"20\" id=\"fluentform_20\" class=\"frm-fluent-form fluent_form_20 ff-el-form-top ff_form_instance_20_2 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class='ff-el-group ff-el-form-hide_label'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_20_2_fname' aria-label=\"First Name\">First Name<\/label><\/div><div class='ff-el-input--content'><input type=\"text\" name=\"fname\" class=\"ff-el-form-control\" placeholder=\"First Name\" maxlength=\"30\" data-name=\"fname\" id=\"ff_20_2_fname\"  aria-invalid=\"false\" aria-required=true><\/div><\/div><div class='ff-el-group ff-el-form-hide_label'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_20_2_lname' aria-label=\"Last Name\">Last Name<\/label><\/div><div class='ff-el-input--content'><input type=\"text\" name=\"lname\" class=\"ff-el-form-control\" placeholder=\"Last Name\" maxlength=\"30\" data-name=\"lname\" id=\"ff_20_2_lname\"  aria-invalid=\"false\" aria-required=true><\/div><\/div><div class='ff-el-group ff-el-form-hide_label'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_20_2_email' aria-label=\"Email\">Email<\/label><\/div><div class='ff-el-input--content'><input type=\"email\" name=\"email\" id=\"ff_20_2_email\" class=\"ff-el-form-control\" placeholder=\"Email\" data-name=\"email\"  aria-invalid=\"false\" aria-required=true><\/div><\/div><div class='ff-el-group ff-el-form-hide_label'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label for='ff_20_2_phone' aria-label=\"Phone\/Mobile\">Phone\/Mobile<\/label><\/div><div class='ff-el-input--content'><input name=\"phone\" class=\"ff-el-form-control ff-el-phone ff_el_with_extended_validation\" type=\"tel\" placeholder=\"Phone\" data-name=\"phone\" id=\"ff_20_2_phone\" inputmode=\"tel\"  aria-invalid='false' aria-required=true><\/div><\/div><div class='ff-el-group'><div class=\"ff-el-input--label ff-el-is-required asterisk-right\"><label  aria-label=\"I\u2019ve been injured\u2026\">I\u2019ve been injured\u2026<\/label><\/div><div class='ff-el-input--content'><div class='ff-el-form-check 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