Is Student Loan Debt Too Much?

With nearly $30,000 average student loan debt per borrower, combined with a difficult job market, recent graduates are likely to become delinquent in repaying their student loan debt. This has dire consequences for credit ratings, as well as the acquisition of fees and increased interest costs.

Are you a college graduate that has defaulted on student loan debt? Call 304-313-4094 today!

Our associates have over 28 years of bankruptcy law experience and have recovered millions of dollars for clients. Schedule a free case evaluation with Thomas E. McIntire & Associates, L.C. immediately. Our legal guidance can help you fight your creditors.


Student loan borrowers can run into trouble with their creditors in a few ways.

If you are struggling with the following, call us:

  • Falling outside the agreed student loan limits
  • Not following the repayment plan
  • Defaulting on the loan

Our firm has experience handling these types of cases and can work to help you pursue a debt-free future. Do not wait to contact our legal team for the compassionate help you deserve.


When you default on student loan debt, more than your credit score is affected.

Missing payments can lead to:

  • Garnishment of up to 15% of wages
  • Loss of government tax refunds
  • Lawsuits from government and private lenders

Are you at risk of any of these penalties? Don’t wait until it’s too late! Contact us right away if you are facing any penalties for defaulting on student loan debt.


We’re here to make sure that you emerge with your credit history intact as you navigate the waters of student loan bankruptcy. If you are facing student loan debt in West Virginia, Thomas E. McIntire & Associates, L.C. are here to help you start fresh.

WV Bankruptcy Attorney


Call Us Today or Use the Form Below to Request a Free Debt Evaluation